Nationwide Expands Relationship with IMS on Mileage-Focused Telematics Offering

IMS is now technology provider for the insurer’s SmartMiles pay-per-mile insurance program and its SmartRide discount program.

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Nationwide (Columbus, Ohio) has chosen IMS (Insurance & Mobility Solutions; Waterloo, Ontario) as the technology provider for the insurer’s SmartMiles pay-per-mile insurance program, which bases insurance charges on miles driven and also allows drivers to earn up to a 10 percent discount for safe driving. IMS also powers Nationwide’s SmartRide discount program.

Theresa Scharn, AVP, Product Development, Nationwide.

“During a time of uncertainty, SmartMiles is successfully giving our customers the ability to control their auto insurance expenses with personalized pricing,” comments Teresa Scharn, VP, Personal Lines Product Development, Nationwide. “IMS has enabled us to look at, not only miles-driven, but also to factor in driving behavior – an industry first for policyholders.”

IMS began working with Nationwide since 2011, helping to launch SmartRide, which is now in 46 states plus D.C. The program gives personalized feedback for drivers to make safer driving decisions, allowing them to earn a discount of up to 40 percent. In 2019 Nationwide launched SmartMiles with technology provided by IMS, providing customers with a pay-per-mile auto insurance solution.

“IMS has worked with Nationwide to expand the SmartMiles pay-per-mile program across the United States,” says Bob Skerrett, CEO of Insurance, IMS. “We are delighted to expand our partnership with Nationwide to include two major telematics insurance programs SmartMiles and SmartRide. We look forward to working with Nationwide in the future.”

Nino Tarantino, CEO, IMS (Americas).

Device-Agnostic Platform

“IMS is excited to be the technology provider for Nationwide’s SmartMiles consumer offering,” comments Nino Tarantino, CEO of IMS (Americas). “Our mileage-based product leverages the power of our device-agnostic IMS DriveSync platform—in this case, using our market-leading OBD-II performance to deliver mileage-based driver analysis from policyholder to insurer. Policyholders pay for the miles driven and insurers get accurate vehicle usage intelligence.”

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Anthony R. O’Donnell // Anthony O'Donnell is Executive Editor of Insurance Innovation Reporter. For nearly two decades, he has been an observer and commentator on the use of information technology in the insurance industry, following industry trends and writing about the use of IT across all sectors of the insurance industry. He can be reached at or (503) 936-2803.

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