(Image source: GuardianPointe homepage.)
GuardianPointe Insurance Company (New Orleans/Bradenton, Fla.) has selected ZestyAI (San Francisco) to improve property-level risk visibility across its personal and commercial lines portfolios.
Rick Espino, CEO, GuardianPointe Insurance Company.
GuardianPointe will use ZestyAI’s Roof Age and Z-PROPERTY solutions to support underwriting, pricing and portfolio management decisions, according to a ZestyAI statement. The insurer says the technology will help it build a more transparent and defensible view of exposure as it grows in catastrophe-exposed property markets.
ZestyAI’s Roof Age solution uses building permit records, historical aerial imagery and AI to detect roof replacement events and assign roof age. Z-PROPERTY provides additional structure and parcel-level characteristics that can affect loss.
Together, the solutions are intended to give GuardianPointe a more consistent property-level foundation for understanding individual risks and how exposure accumulates across its portfolio.
“ZestyAI gives us a clearer, property-level understanding of the risks across our portfolio,” comments Rick Espino, CEO, GuardianPointe Insurance Company. “That visibility helps reduce uncertainty and strengthens how we evaluate and manage exposure across our book.”
Attila Toth, CEO, Zesty.ai.
Clearer Understanding of the Portfolio
ZestyAI says it has secured more than 200 regulatory approvals nationwide for its property-risk models and related capabilities.
“The industry is shifting toward a more exact understanding of risk—grounded in what’s actually present at each property,” comments Attila Toth, Founder and CEO, ZestyAI. “GuardianPointe is building that clarity into how its portfolio is understood, giving it a stronger foundation for long-term performance.”