Betterview Launches AI-Powered Roof Age Solution

The solution uses AI and computer vision to analyze high-resolution aerial imagery, enabling precise determination of roof age data. 

(Image source: Betterview.)

Betterview (San Francisco), an InsurTech provider of actionable property intelligence to property/casualty insurers, has launched and AI-powered roof age solution designed to enable property/casualty insurers to make informed decisions across the policy lifecycle, protecting customers, and improving loss ratio. The solution uses AI and computer vision to analyze high-resolution aerial imagery, enabling precise determination of roof age data.

Jason Janofsky, CTO, Betterview.

Roof age data has always been critical for insurers in risk assessment and policy decision-making, the vendor notes. Older roofs are closely linked with an array of different risk factors including structural failures, damage from hazards like wind and hail, and a higher likelihood of a complete collapse. As inaccurate roof age leads to over $1 billion in premium leakage every year, Betterview says its new product was created to supplement and validate historically unreliable roof age data and enable insurers to:

  • Accelerate quoting and the quote to bind process, better select risk, and prevent avoidable losses.
  • Fine-tune rating algorithms to properly price policies and determine policy terms such as ACV (Actual Cash Value) or RCV (Replacement Cost Value).
  • Prioritize physical inspections for properties with older roofs to better manage and mitigate overall risk.

Although roof age is an invaluable data point when making policy decisions, many insurers are forced to use outdated data, according to Jason Janofsky, CTO, Betterview. “Traditional roof age estimates tend to come from two sources,” he says. “The first is homeowner-supplied roof age (HOSRA), which is generally underestimated by five to even fifteen years. The other source is permit data, which again gives an incomplete and outdated picture of roof age. Insurers need a reliable source and we decided there needed to be a better way.”

David Tobias, COO and Co-Founder, Betterview.

Unique in the Industry

The new Betterview roof age solution, combined with other property insights like roof conditions and peril scores, elevates the power of property intelligence, according to David Tobioas, co-founder and COO, Betterview. “Roof age has a huge impact on potential future losses,” Tobias says. “Our new solution is unique in the industry and is a great supplement to existing data. We are confident that more accurate roof age data will boost efficiency for underwriting and pricing workflows, reduce premium leakage, and even help to avoid some future losses.”

The Betterview new Roof Age solution is now available within the Betterview Property Intelligence and Risk Management platform, through API, or the Direct-to-Consumer Quoting solution.

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Anthony R. O’Donnell // Anthony O'Donnell is Executive Editor of Insurance Innovation Reporter. For nearly two decades, he has been an observer and commentator on the use of information technology in the insurance industry, following industry trends and writing about the use of IT across all sectors of the insurance industry. He can be reached at or (503) 936-2803.

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