Betterview and Carpe Data Partner to Provide Business Occupancy Data to P&C Insurers

Access to accurate location-based occupancy data will support Betterview in making faster, smarter policy decisions.

(Image credit: adibalea/Pixabay.)

Betterview (San Francisco), an InsurTech provider of actionable property intelligence to property/casualty insurers, has announced a new partnership with Carpe Data (Santa Barbara, Calif.), a next-generation online data provider for insurers. Carpe Data will enhance the Betterview platform with accurate location-based occupancy data about businesses across the country, empowering insurers to make faster, smarter policy decisions, according to a Betterview statement.

David Tobias, COO and Co-Founder, Betterview.

Carpe Data was founded in 2016 with the stated mission of unlocking the power of alternative and emerging data for insurance carriers, and to maximize a carrier’s efficiency across the claims policy lifecycle. Carpe Data characterizes its trajectory as having since advanced to providing the most complete picture of risk, by transforming disparate online data into a full view of risk, across both underwriting and claims.

As part of the terms of the partnership, Betterview will leverage Carpe Data’s Minerva solution which provides predictive insights and risk assessment based on a business’s online presence. Carpe Data has made significant strides in its collaboration with carriers by leveraging the extensive range of information and insights it generates from its exclusive data on 85 to 90 percent of insurable small businesses across various industries. Carpe Data reports that this has enabled it to offer hundreds of direct insights into more than 40 million businesses.

Betterview has made it their mission to be a trusted and accurate source of property intelligence for property/casualty insurers, with a particular focus on COPE (Construction, Occupancy, Protection, Exposure).

More Complete View of Real Property Condition and Risk

“In this industry, knowledge is power,” says Dave Tobias, COO and co-founder, Betterview. “Insurers need to be confident that they are working with the most up-to-date and accurate information available on a property. Our platform provides a significant amount of that information—aerial imagery, computer vision spotlights, comprehensive risk scores, to name a few—but we are always looking for additional partners to enrich our offering. We are super excited to be working alongside Carpe Data, and to use their occupancy data to give insurers an even more complete view of real property condition and risk.”

Max Drucker, CEO, Carpe Data.

The occupancy (business attributes and operations) data provided by Carpe Data will accelerate insurance workflows across the policy lifecycle, according to Max Drucker, CEO and president, Carpe Data. “Our real goal here is to help insurers have access to the most unique, complete and accurate data by using the best data currently available. We are thrilled to be sharing these products through the Betterview platform, which will provide access to a new audience for our tools and insights. If we can help just one insurer reduce their expenses, or even predict and prevent a major loss, then this partnership will be a win for our collective industry.”

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Anthony R. O’Donnell // Anthony O'Donnell is Executive Editor of Insurance Innovation Reporter. For nearly two decades, he has been an observer and commentator on the use of information technology in the insurance industry, following industry trends and writing about the use of IT across all sectors of the insurance industry. He can be reached at or (503) 936-2803.

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