Auto Insurance’s Digital Journey: States Accepting Electronic Proof of Insurance

The U.S. territory now accepting electronic proof of insurance has formed a huge contiguous mass covering most of the country’s share of the continent.

Late last week, West Virginia became the 39th state to accept electronic proof of insurance. As the above chart from our friends at InsuranceEntertainment illustrates, the U.S. territory now electronic proof of insurance has formed a huge contiguous mass covering most of the country’s share of the continent.  There remain a few pockets in the sparsely populated West, as well as a couple of fringe holdouts—Michigan and North Carolina. A block of Northeastern states—New York, Connecticut, Massachusetts, Vermont and New Hampshire—isolates the digital-friendly states of Rhode Island and Maine. Outside the lower 48, the states are divided, with Alaska having embraced this digital option and Hawaii remaining within the paper-bound realm.

Anthony R. O’Donnell // Anthony O'Donnell is Executive Editor of Insurance Innovation Reporter. For nearly two decades, he has been an observer and commentator on the use of information technology in the insurance industry, following industry trends and writing about the use of IT across all sectors of the insurance industry. He can be reached at or (503) 936-2803.

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