Martin Higgins is a Vice President of Research and Consulting at Novarica. He is an experienced insurance technology consultant, having served as Practice Director for Edgewater Consulting where he was responsible for the company’s property/casualty business nationwide. He is an expert in technology strategy, core system selection and implementation, systems integration, legacy modernization, software development, and data warehousing in both property/casualty and life/health/annuity insurance. His most recent experience includes founding a boutique property/casualty-focused consultancy and serving as VP of Solutions Engineering for a core systems vendor. Martin holds an MSc in Computer Science from Imperial College in London and a BSc in Physics from University of Lancaster in the U.K. He can be reached directly at firstname.lastname@example.org.