Carlos Miguel Vidal is the Chief Commercial Officer at Red Salud, a health insurance company based in Peru that is helping bridge the protection gap by making health insurance affordable for everyone. Vidal over 28 years of experience in the insurance industry, having worked in the personal lines segment as a retail broker in Peru and as a reinsurance broker, in the U.K. He has also has held various positions at Pacífico Seguros an insurance company based in Peru. Before joining Red Salud he founded and managed Hello ZUM an InsurTech company, based in Peru.