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Does Smart Phone-Based UBI Adequately Assess Driver Risk?

An increasingly plausible option for usage-based underwriting is to combine a low-cost Bluetooth-enabled data collection device with a smart phone app in order to satisfy both quality data and customer intimacy for personal lines insurance.

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Understanding the ACA Megamergers: Why Now?

It took barely three weeks from the SCOTUS decision to get the top echelon of health insurance payers to lay out billions to rapidly grow in size, scope, and financial wherewithal.

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Three Macro Trends Reshaping Life Insurance

Three trends have begun to reshape the life insurance industry: the impact of the millennial market; the industry’s awakening to customer-centricity and digital experiences; and the power of big data.